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If you live in the Ft. Wayne Indiana area, you are required to have motorcycle insurance under the state laws of Indiana which applies to any motor vehicle that is driven on public roadways, streets, and highways. The motorcycle insurance agents at the Wise Insurance Agency in Ft. Wayne, IN are explaining the different options that are available to you when it comes to motorcycle insurance coverage.
Liability Insurance
Liability insurance is the type of policy you must have to legally drive your bike on public highways in Indiana. This type of coverage will assist you in paying the bills for any injuries or property damage you occur in an accident that is your fault.
Underinsured or Uninsured Motorist Coverage
This type of coverage provides protection for you, your bike, in any passengers you have on your bike at the time did it crash occurs with a person who does not have any insurance or does not have enough insurance to cover the damages.
Comprehensive Motorcycle Insurance
This type of motorcycle insurance is a great type of coverage to have since it will help you repair or replace your bike if it is damaged due to a natural disaster, an act of vandalism, or a fire. This type of policy may be required by your lender if you borrowed the money to purchase your motorcycle since it will also replace it if it is stolen and will protect their investment as well as your own.
Collision Motorcycle Insurance
Collision insurance will help pay for repairs to your bike if you collide with another vehicle or an object of some sort.
Get the Coverage You Need
To create a motorcycle insurance policy that works for you and your situation, contact the agents at the Wise Insurance Agency in Ft. Wayne, IN today to get your policy started.
