What Does Home Insurance Cover?

Your home is probably one of the largest investments you will ever make, which means you will want to make sure it is properly protected financially with an adequate amount of home insurance. The agents at the Wise Insurance Agency serving the Ft. Wayne, IN area are ready to assist you with all of your home insurance needs.

Home insurance, which is commonly referred to as homeowner’s insurance, is a type of policy that will provide the financial protection for your home and personal belongings that you need in case something bad happens. A home insurance policy will cover damage to your house in several different scenarios. These include if your home suffers a fire, an act of vandalism, or it is destroyed or damaged by a natural disaster, such as a hurricane or tornado. Your home insurance policy will also help you replace items that are lost due to a burglary or theft incident.

What Exactly Does Home Insurance Cover?

Home insurance will help cover the costs of repairing or rebuilding your house if it is damaged by fire, wind, hail, or lightning. It can also cover outbuildings on your property, such as decks, sheds, and garages.

It will also cover your personal property, including your clothing, electronics, furniture, and appliances.  If someone is injured on your property, your home insurance policy can protect you if that person files a lawsuit against you for damages or injuries.

If you have to move from your home to another place while your house is being repaired, this part of your policy will help pay those living expenses.

Contact Us Today

To obtain an adequate home insurance policy and the peace of mind that comes with it, contact the home insurance specialists at the Wise Insurance Agency serving the Ft. Wayne, IN area today!