Getting liability coverage is so important to protect yourself financially. People who own homes and vehicles generally have home and auto insurance policies. Each of these policies has some liability coverage that’s included.

Often, there isn’t much of this coverage. If you were to have a very serious accident, it could cost an enormous amount. If you don’t have enough liability coverage, this can spell financial disaster. Getting an umbrella insurance policy gives you much more of this coverage. When you want more liability coverage, contact us at Wise Insurance Agency in Ft. Wayne, IN about getting this insurance. 

Cost-Effective Liability Coverage

It’s possible to add more liability coverage onto your home and auto policies directly to be better covered. The problem with this is that it’s very expensive to do so, and you still may not have much extra coverage. When you get umbrella insurance, it adds to both of those policies at once, and it adds a huge amount of coverage. The very high maximum of these policies will give you peace of mind and protect you well against expensive accidents. 

Paying for Accidents

The liability coverage that you already have in your home and auto policies will pay out after an accident to pay for the bills of the other party. These policies can only pay up to their maximum payout, though. After that, there may be an overage left for you to pay. That’s where the umbrella policy steps in. It comes in and pays those overages to protect you financially. The coverage is generally enough to pay for even very serious accidents. You’ll know that you’re well-protected against accidents in your home and with your vehicle. 

Get Umbrella Insurance

When you need an umbrella policy, we’re here to help you. Call us at Wise Insurance Agency in Ft. Wayne, IN.