How Auto Insurance Covers Custom Vehicles

For over 20 years, Wise Insurance Agency has served the Ft. Wayne, IN community. We offer our clients flexible policies designed to meet their needs at all times. We work closely with several carriers to help our clients find unique coverage. We proudly serve the Midwest as an independent insurance agency.

How Auto Insurance Covers Custom Vehicles

As you travel around Ft. Wayne, IN, auto insurance helps you stay protected. There are multiple risks that you face on the road, including the actions of different drivers and the unique road conditions. Auto insurance covers your vehicle if you are involved in a collision with another vehicle or an object. You can add comprehensive coverage to protect you if your vehicle is stolen, vandalized, and damaged due to a fire or inclement weather. If you have a custom vehicle, you should look into a more comprehensive policy.

Adding custom parts and equipment coverage to your auto insurance policy covers any damage to the custom parts, equipment, and other changes to your vehicle. Common examples include wheels, tires, electronics, chrome, and security systems. Having this layer of coverage can give you peace of mind if something happens to your vehicle. Before adding custom coverage, talk to your insurer. Read over the terms of your original policy carefully. Take inventory of every custom item that you have installed on your vehicle. Remember that any damage to unique seats, trailers, fog lights, custom roofs, and mechanical features such as suspensions are covered under the custom coverage. 

Wise Insurance Agency Will Help You Protect Your Assets

Visit our website to learn more information about auto insurance.

Auto Insurance for Beginners

If you’re driving a new car on the Ft. Wayne, IN roads for the first time or are upgrading your car, then it’s crucial that you know the bare minimum about auto insurance. Since just about every state requires you to have a minimum amount of coverage on your vehicle, you should know how you can be covered with auto insurance. Learn the ins and outs of auto insurance basics with Wise Insurance Agency and visit us for a consultation. 

What Does Auto Insurance Cover?

Auto insurance is a type of insurance that provides financial coverage if you get into an automotive accident. You don’t have to pay for all of the repair costs or other costs out of your own pocket this way. Here are some areas in which auto insurance can provide coverage for you: 

  • Liability
  • Injury 
  • Repair costs
  • Property damage
  • Damage done to another driver’s car

These are just some of the areas in which auto insurance can provide you coverage. The specific amount and type of coverage you receive will depend on the auto insurance policy you choose. For a consultation on what policy is best, contact Wise Insurance Agency for advice. 

Importance of Auto Insurance

Not only is it legally required in just about every state to have auto insurance, but it is also vital to your financial recovery in the case of an auto accident. Even the bare minimum coverage type, liability, is great to have in case you get into an accident since liability protects you if the accident was your fault. Having coverage provides a sense of relief when you get into an accident, so all you have to do is worry about recovering.

Visit Wise Insurance Agency to Get Covered

When it’s time to find the right auto insurance policy for you, visit Wise Insurance Agency. Our office proudly serves the Ft. Wayne, IN area.