Even though you’re paying for homeowners insurance you probably hoping to never have to use it. We know the typical things covered by homeowners insurance: structure of the home, personal belongings, liability protection, additional living expenses, and the list goes on. Your insurance policy might cover more than you think!
Believe it or not, rare moments like your neighbor’s herd of goats stampeding to your house and wreaking havoc can be covered for damages. That is, provided that those animals weren’t yours. Also, stampeding animals must be non-domesticated which includes goats, horses, and cows. These unfortunate events are covered when they are unintentional, but make sure you create your own ways of preventing them. Your homeowners insurance company would surely pay for any damage done in this situation, but be sure to make those adjustments so that you can prevent future damage to your home. (more…)