What Are Some Common Optional Motorcycle Insurance Coverages?

Motorcycle insurance is a must for all riders. But what kind of coverage should you get? There are many optional motorcycle insurance coverages available, and it can be tough to decide which ones are right for you. Consult with Wise Insurance Agency in Ft. Wayne, IN to understand your options and help determine what’s right for you.

Here are some of the most common optional coverages:

Roadside Assistance

Roadside assistance is great coverage if you’re worried about breakdowns or accidents. This coverage can help you get back on the road quickly and safely. Consider adding this coverage to your policy if you’re a frequent rider. It could save you a lot of time and money in the long run.

Towing and Labor Coverage

If you’re stranded on the side of the road, this coverage can help get you and your bike back home. This coverage typically reimburses you for the cost of a tow up to a certain limit. It may also cover the cost of labor if you need to have your bike repaired on the spot.

Custom Parts and Equipment Coverage

This coverage is vital for bikers who have made significant investments in customizing their motorcycles. If your bike is damaged or stolen, this coverage can help you cover the cost of repairs or replacement. Talk to Wise Insurance Agency in Ft. Wayne IN, to ensure your investment is well protected.

Medical Payments Coverage

If you’re injured in an accident, medical payments coverage can help cover your medical expenses. This type of coverage is often included in health insurance policies, but it’s worth considering if you don’t have health insurance.

Contact Us Today

There are many optional motorcycle insurance coverages available, and the right choice for you will depend on your specific needs. Consider your riding habits and the value of your bike when choosing which coverages to add to your policy. Remember, Wise Insurance Agency in Ft. Wayne, IN is always here to help you make the best decision for your needs. Give us a call today.