Renters Insurance Hidden Facts

Wise Insurance Agency assists the Ft. Wayne, IN community. For over 20 years, we have taken a personalized approach to offer coverage. We recognize that each of our clients has unique needs. We consult with our clients to help them obtain coverage that directly aligns with their situation. We proudly serve the community as an independent agency. We work with multiple carriers throughout the Midwest. This allows us to offer unique coverage options.

Renters Insurance Hidden Facts

The local Ft. Wayne, IN community has several unique rental properties. If you are staying in one of these properties, renters insurance will cover you. The policy covers all of your personal items if they are stolen or vandalized. Every item that you own has value, which is why insurance is important. Liability coverage protects you if you invite a guest over, and they suffer an injury. Perhaps you are throwing a party and one of your friends gets drunk and damages your neighbor’s property. Liability coverage will protect you in that situation. If your rental property suffers extensive damage, you can add temporary housing coverage, which covers you as you seek another place to stay while your rental property is repaired.

Remember that it is your responsibility to cover your personal items. Your landlord only covers the building itself. If you stay in an area prone to flooding, you will need to add extra coverage to protect you if your items are damaged due to flooding. Take inventory of your possessions as soon as you move into the rental property.

Wise Insurance Agency Will Help You Cover Your Assets

Visit our website to learn more information about renters insurance.